TYPES OF ALTERNATIVE INVESTMENT FUNDS
According to the Securities and Exchange Board of India (SEBI), AIFs are classified into three broad categories:
High Net Worth Individuals (HNIs) who’re looking to expand their investment portfolio can consider investing in AIFs, as the return potential is very high, accompanied with an equivalent amount of risk. AIFs invest in securities that go beyond the traditional investments such as stocks, bonds, mutual funds, etc., paving a way for investors to expose themselves to alternative securities that deliver higher returns.
Any sophisticated investor whether Indian, foreign or non-resident Indian is allowed to invest in an AIF, provided s/he has the required funds for investment, and is willing to bet on the unlisted and illiquid securities.
All the categories of AIFs in India except angel fund require a minimum investment of Rs. 1 crore. For the angel fund, the amount is Rs. 25 lakh.
“Corpus” refers to the total investment amount that the investors commit to an AIF, in the form of a written contract, or any document to the likes of it.
Category I and Category II AIFs are supposed to be close-ended with a minimum tenure of 3 years. However, Category III AIFs have the option to be open-ended in nature
All categories of AIFs (except angel fund) can have a maximum of 1,000 investors. Angel Fund can have a maximum of 49 angel investors. Also, AIF cannot make a public appeal to investors to subscribe to its units, and can raise funds only through private issuance of memorandum, and other means as such.